Equipment Finance for South East Queensland
Fund vehicles, machinery and tools with fast approvals and payments aligned to your cash flow. $10,000 to $2,000,000+.
What You Can Finance
Vehicles & Utes
Trucks & Trailers
Earthmoving & Construction
Agricultural Equipment
Workshop Plant & Tools
Forklifts & Warehousing
Medical & IT Equipment
Hospitality Fit-outs
Result: secure the asset you need without draining working capital. Keep cash in your bank.
Low-Doc Equipment Finance to $300,000
A streamlined pathway for young and growing businesses.
Eligibility
- Up to $300,000
- 1 year ABN
- 6 months GST registration
- 500+ credit score
- 0% deposit for homeowners
- 10% deposit for non-homeowners
Best For
- First or additional vehicles
- Excavators, loaders, small civil gear
- Agricultural implements
- Rapid replacements when downtime is costly
Finance Structures Available
Chattel Mortgage
You own the asset from day one. Potential input tax credit and depreciation benefits.
Best for: GST-registered businesses wanting ownership immediately
Hire Purchase
Lender owns during term, ownership transfers at end. Pay off over time.
Best for: Businesses preferring gradual ownership transfer
Finance Lease
Residuals available to reduce repayments. Option to buy, refinance or return.
Best for: Lower monthly payments with flexibility at end
Speak to your tax adviser to confirm which structure suits your business. We arrange the facility to match.
Why loan-o for Equipment Finance in SEQ
Local Specialists
Across Brisbane, Gold Coast, Sunshine Coast, Ipswich, Toowoomba and Gympie.
Fast Approvals
Clear documentation lists and real updates. Settle in 24-72 hours.
Choice of Structures
Chattel mortgage, hire purchase, lease to suit your accounting position.
Private Sales Welcome
We support private sales and handle all paperwork, PPSR checks, valuations.
How Equipment Finance Works
Apply in minutes
Tell us amount, purpose & timing
Consent & upload
Sign privacy consent, upload docs
We compare
Shortlist lenders that match
Choose option
We explain total cost clearly
Settle quickly
We handle paperwork to settlement
What We Look For
- Active ABN and trading in Australia
- Recent bank statements (not always required)
- Asset details and supplier invoice or contract
- Credit profile and any explainable events
- Ability to meet repayments from business income
Amounts & Terms
Amounts
$10,000 to $2,000,000+ for heavy assets
Terms
2 to 7 years depending on asset class and age
Residuals/Balloons
10-40% available to reduce regular repayments
Pricing
Based on asset, age, deposit, and profile
Industries We Specialise In
Compare at a Glance
Equipment Finance
You are here
Funding tied to a specific asset. Often lower rate because the asset is security.
Business Loan
Lump sum for general business use with fixed term.
Line of Credit
Flexible facility to draw and repay as needed.
Equipment Finance FAQs
Credit assistance is provided under Australian regulations. Eligibility, terms and approvals are subject to lender assessment. Tax outcomes depend on your circumstances. Seek independent advice.