Business Loans for South East Queensland
Fast, practical business finance. From $10,000 to $1,000,000+ with clear repayments and local specialists who understand SEQ.
Need up to $300,000 without full financials?
Our low-doc pathway is perfect for young & growing businesses.
Business Loan Options
Unsecured Business Loans
$10,000 - $500,000+
- No property security required
- Based on trading history
- Fast approval process
- Flexible terms 3-60 months
Best for: Established businesses with strong cash flow
Low-Doc Business Loans
Up to $300,000
- Minimal paperwork
- 1 year ABN required
- 6 months GST registration
- 500+ Credit Score
Best for: Young businesses without full financials
Secured Business Loans
$10,000 - $5,000,000+
- Property or equipment security
- Best rates available
- Higher borrowing limits
- Longer terms available
Best for: Large funding needs with assets to secure
What You Can Use a Business Loan For
Why Choose loan-o for Business Lending in SEQ
Local SEQ Focus
Brisbane, Gold Coast, Sunshine Coast, Ipswich, Toowoomba, Gympie and the corridor in between.
Fast Decisions (24-48hrs)
Streamlined process, clear requirements, real updates. Not weeks of waiting.
55+ Lender Panel
Access to a national panel to find the right fit for your business.
Industry Specialists
Real people who understand construction, transport, agriculture, hospitality and more.
Low-Doc Pathway
Up to $250,000 with minimal paperwork for eligible businesses.
Credit Score Protection
We don't hit your file until you're ready to proceed.
How It Works
Apply in minutes
Tell us amount, purpose & timing
Consent & upload
Sign privacy consent, upload docs
We compare
Shortlist lenders that match
Choose option
We explain total cost clearly
Settle quickly
We handle paperwork to settlement
What We Look For
- Active ABN and trading in Australia
- Recent bank statements (3-6 months)
- Basic financials or low-doc substitutes
- Credit score and any explainable events
- Clear purpose and ability to repay
Helpful to have (not essential): Driver licence, BAS or ATO portal summary, invoices or contracts related to the loan purpose.
Amounts, Terms & Repayments
Loan amounts
$10,000 to $1,000,000+
Terms
3 months to 5 years depending on product
Repayments
Daily, weekly or monthly to suit cash flow
Pricing
Based on risk, security and lender policy
Industries We Specialise In
Business Loans Across South East Queensland
Local market knowledge helps speed things up. We understand the industries and cash flow patterns across:
Compare at a Glance
Business Loan
You are here
Lump sum for growth, cash flow, working capital with fixed term and scheduled repayments.
Equipment Finance
Funding tied to a specific asset. Often sharper pricing because the asset is security.
Line of Credit
Revolving facility. Draw, repay, draw again. Best for ongoing cash flow variability.
Business Loan FAQs
Credit assistance is provided under Australian regulations. Eligibility, terms and approvals are subject to lender assessment and lending criteria.