Commercial Vehicle & Ute Finance in South East Queensland
Fast approvals for work vehicles, utes, vans and 4x4s. Milton-based commercial finance specialists serving SEQ businesses.
For: Australian business owners, sole traders, contractors and company directors purchasing work vehicles.
Banks delay approvals. Dealerships rush decisions. Your business needs the vehicle now, not in three weeks.
Fast eligibility checks. Secure mobile document upload. Expert structuring from day one. Approvals in hours when information is complete.
Check Your Eligibility Now →Why SEQ Businesses Choose Us for Equipment Finance
We structure equipment finance properly from day one. Right lender, right product, right assessment. That means faster decisions and better terms.
What We Finance:
- Work utes and 4x4s
- Vans and light commercial vehicles
- Dual cab utes (business use)
- Fleet vehicles
- Refrigerated and fitted-out vehicles
- New and used business vehicles
Typical Approval Time: 24 to 48 hours when complete information is provided.
Start Your Application →How Equipment Finance Actually Works
Quick Eligibility Check
Answer a few questions about your business and the vehicle. Takes 3 minutes. Obligation-free.
Secure Document Upload
You receive a unique upload link. Use your phone. Upload directly. Bank statements, ID, ABN details. Done in minutes.
Fast Assessment
We match your business to the right lender and structure. Most decisions within 24 hours.
Approval & Settlement
Approval confirmed. Finance documents issued. Vehicle delivered.
Common Delays (And How We Avoid Them)
Delay 1: Wrong Lender for Your Business Structure
Not all lenders suit all business types. Sole traders, companies, trusts and partnerships each have optimal lender matches. We know which lenders move fast for your structure.
Delay 2: Incomplete or Unclear Documentation
Missing bank statements, unclear ABN trading history, or incorrect ID uploads create back-and-forth delays. Our secure upload system guides you through exactly what is required.
Delay 3: Poor Product Fit
Chattel mortgage, hire purchase, lease or novated lease. The wrong structure causes problems later. We structure correctly from the outset.
Who This Suits
This service is designed for:
Suitable For:
- Established trading businesses (minimum 12 months ABN trading history)
- Sole traders, partnerships, companies and trusts
- Businesses with clear financials and tax lodgements
- Businesses purchasing vehicles under $250,000
Not Suitable For:
- •Start-up businesses with no trading history
- •Businesses with significant tax debt or defaults
- •Personal vehicle purchases (we focus on commercial finance only)
If you are unsure whether your business or equipment qualifies, complete the eligibility check. It takes 3 minutes and provides a clear answer.
SEQ Equipment Finance Specialists
We are based in Milton, Brisbane, and work exclusively with South East Queensland businesses. We understand local industries. Construction, trades, logistics, professional services, hospitality, healthcare. We know what lenders look for in SEQ business applications.
Experience Matters:
Our principal has structured hundreds of commercial vehicle finance deals. From single ute purchases to multi-vehicle fleet expansion. We have seen the edge cases, the complex structures, and the deals that require genuine expertise.
Why Local Expertise Matters:
Lenders assess businesses differently depending on location, industry and structure. SEQ-based finance specialists understand the regional business landscape and can position your application for faster approval.
Next Step
Complete the fast eligibility check now. It takes 3 minutes, provides a clear answer, and starts your application if you choose to proceed.
No obligation. No pressure. Just clarity.