Earthmoving & Construction Equipment Finance in South East Queensland
Fast approvals for excavators, loaders, skid steers, compactors and earthmoving machinery. Milton-based commercial finance specialists serving SEQ construction and civil businesses.
For: Construction companies, civil contractors, excavation businesses and earthmoving operators financing heavy equipment.
Banks delay approvals on high-value earthmoving assets. Projects start. Your equipment is still in finance assessment. Opportunities are lost.
Fast eligibility checks. Expert structuring for construction equipment. Secure mobile document upload. Approvals in hours when information is complete.
Check Your Eligibility Now →Why SEQ Businesses Choose Us for Equipment Finance
We structure equipment finance properly from day one. Right lender, right product, right assessment. That means faster decisions and better terms.
What We Finance:
- Excavators (mini to large)
- Wheel loaders and front-end loaders
- Skid steer loaders and bobcats
- Rollers and compactors
- Graders and dozers
- Backhoes and trenchers
- Dump trucks and water carts
- Attachments and ancillary equipment
- New and used construction machinery
Typical Approval Time: 24 to 48 hours when complete information is provided.
Start Your Application →How Equipment Finance Actually Works
Quick Eligibility Check
Answer a few questions about your business and the equipment. Takes 3 minutes. Obligation-free.
Secure Document Upload
You receive a unique upload link. Use your phone. Upload directly. Bank statements, financials, ABN details, equipment details. Done in minutes.
Fast Assessment
We match your business and equipment to the right lender. Most decisions within 24 to 48 hours.
Approval & Settlement
Approval confirmed. Finance documents issued. Equipment delivered to site.
Common Delays (And How We Avoid Them)
Delay 1: Equipment Age or Hours
Lenders assess earthmoving equipment differently based on age, hours, and brand. Older or high-hour machines require specialist lenders. We know which lenders accept what, and structure accordingly.
Delay 2: Seasonal or Project-Based Income
Construction businesses often have lumpy cash flow. Seasonal work, project-based income, or large irregular payments create lender concerns. We position your application to demonstrate true serviceability.
Delay 3: Equipment Valuation Issues
Some lenders require independent valuations for used equipment. Others accept dealer quotes. Poor valuation processes cause delays. We work with lenders who understand construction equipment markets.
Delay 4: Wrong Finance Structure
Chattel mortgage, hire purchase, or operating lease. Each has different tax, GST and ownership implications. The wrong structure creates problems. We structure correctly from the outset.
Who This Suits
This service is designed for:
Suitable For:
- Established construction and civil contractors
- Earthmoving and excavation businesses with clear trading history (minimum 12 months ABN)
- Businesses expanding their equipment fleet
- Companies replacing aging machinery
- Businesses refinancing existing equipment loans
Not Suitable For:
- •Start-up construction businesses with no trading history
- •Businesses with unresolved tax debt or defaults
- •Equipment in poor mechanical condition or with unclear provenance
- •Personal or hobby equipment purchases
If you are unsure whether your business or equipment qualifies, complete the eligibility check. It takes 3 minutes and provides a clear answer.
SEQ Equipment Finance Specialists
We are based in Milton, Brisbane, and work extensively with South East Queensland construction, civil and earthmoving businesses. We understand the SEQ construction industry. Small excavation contractors, civil businesses, demolition operators, landscaping companies. We know what lenders assess when evaluating earthmoving equipment finance applications.
Experience Matters:
Our principal has structured finance for excavators, loaders, compactors, dozers and specialty construction equipment. From single machine purchases to multi-unit fleet expansion. We have seen the complex deals, the edge cases, and the high-hour machines that require specialist lenders.
Why Local Expertise Matters:
Construction equipment finance requires understanding of the regional industry, equipment markets, and lender appetite. SEQ-based finance specialists position your application for faster approval and better terms.
Next Step
Complete the fast eligibility check now. It takes 3 minutes, provides a clear answer, and starts your application if you choose to proceed.
No obligation. No pressure. Just clarity.