Equipment finance built around how your business earns.
From a single work ute to a full fleet or major plant upgrade - Loan-o structures equipment finance around your business, your asset and your cash flow, then compares 40+ bank and non-bank lenders to find the right fit.
No obligation. No credit check to enquire. Serving Brisbane, Gold Coast, Sunshine Coast & across Australia.
We explain every option clearly so you choose the structure that genuinely fits your business.
- Chattel mortgage
Own the asset from day one. Claim GST, depreciation and interest.
- Finance lease
Use the asset, keep cash free. Flexible residual at end of term.
- Hire purchase
Fixed repayments, ownership transfers when paid in full.
- Operating lease
Off-balance-sheet option for businesses that need flexibility.
Equipment finance across every type of business asset.
Vehicles & Utes
Work utes, vans and 4WDs - new and used, sole trader to company.
Get a quote →Trucks & Trailers
Light trucks, semi-trailers, tippers, prime movers and refrigerated units.
Get a quote →Agricultural Equipment
Tractors, harvesters, headers, sprayers, GPS technology and implements.
Get a quote →Workshop Plant & Tools
Welders, lathes, CNC machines, compressors, hoists and lifts.
Get a quote →Hospitality Fit-outs
Commercial kitchens, cool rooms, espresso machines and POS systems.
Get a quote →Why Australian business owners choose Loan-o for equipment finance.
Deep local knowledge
We work with South East Queensland businesses every day - and understand the assets, industries, seasonal cash flow patterns and lender appetites that shape equipment finance in this market.
Structures built for your business
Chattel mortgage, finance lease, operating lease - with or without a balloon. We explain the trade-offs in plain language and structure repayments around how your business actually earns, not how a lender's calculator works.
We handle the entire process
We compare lenders, manage the paperwork, handle the back-and-forth with the lender and keep you updated throughout. You keep running the business - we sort the finance from start to settlement.
How equipment finance works - from first enquiry to settled.
Tell us about the asset
What you're buying, roughly how much it costs, and a little about how your business operates. A few minutes is all it takes to start the right conversation.
We identify the right lenders
We compare options across 40+ bank and non-bank lenders and bring you the structures that genuinely fit your asset type, business structure and financial position.
We guide you all the way to settlement
Your specialist explains the options clearly, handles the documentation and stays with you through every stage until finance is settled and you have your asset.
Let's find the right equipment finance for your business.
Tell us what you're looking to finance and a Loan-o specialist will be in touch to talk through the options, structures and lenders that are genuinely most likely to suit. No obligation.
- A real specialist reviews your details personally
- 40+ lenders compared for your asset and situation
- Plain-language guidance, every step of the way