Hospitality Fit-out & Equipment Finance in South East Queensland
Fast approvals for commercial kitchens, cool rooms, POS systems and complete hospitality fit-outs. Milton-based commercial finance specialists serving SEQ restaurants, cafes, bars and hotels.
For: Restaurant owners, cafe operators, bar and pub businesses, hotels and catering companies financing hospitality equipment and fit-outs.
Banks delay approvals on essential hospitality equipment. Opening dates are locked in. Your venue needs the kitchen operational now, not after you've lost the launch window.
Fast eligibility checks. Expert structuring for hospitality equipment. Secure mobile document upload. Approvals in hours when information is complete.
Check Your Eligibility Now →Why SEQ Businesses Choose Us for Equipment Finance
We structure equipment finance properly from day one. Right lender, right product, right assessment. That means faster decisions and better terms.
What We Finance:
- Commercial ovens and ranges
- Fryers and grills
- Dishwashers and glasswashers
- Cool rooms and freezer rooms
- Display fridges and chillers
- POS systems and EFTPOS terminals
- Coffee machines (commercial espresso)
- Complete venue fit-outs
- New and used hospitality equipment
Typical Approval Time: 24 to 48 hours when complete information is provided.
Start Your Application →How Equipment Finance Actually Works
Quick Eligibility Check
Answer a few questions about your business and the equipment or fit-out. Takes 3 minutes. Obligation-free.
Secure Document Upload
You receive a unique upload link. Use your phone. Upload directly. Bank statements, financials, ABN details, equipment details or supplier quotes. Done in minutes.
Fast Assessment
We match your business and equipment to the right lender. Most decisions within 24 to 48 hours.
Approval & Settlement
Approval confirmed. Finance documents issued. Equipment delivered to your venue.
Common Delays (And How We Avoid Them)
Delay 1: Venue Trading History
New venues with no trading history face different lender criteria than established businesses. Existing venues with strong cash flow get better terms. We position your application appropriately based on your trading status.
Delay 2: Equipment Type and Supplier
Some lenders prefer equipment from established commercial suppliers. Others accept direct imports or used equipment. Poor lender matching causes delays. We structure correctly from the start.
Delay 3: Complete Fit-out vs Individual Equipment
Complete venue fit-outs require different structuring than single equipment purchases. Installation, plumbing, electrical, and soft costs may or may not be financeable. We know which lenders accept what, and structure accordingly.
Delay 4: Seasonal Cash Flow Patterns
Hospitality businesses often have seasonal revenue variations. Tourist areas, event-driven venues, and seasonal operations require lenders who understand these patterns. We position your application to demonstrate true serviceability.
Who This Suits
This service is designed for:
Suitable For:
- Established restaurants, cafes, bars and hotels
- Hospitality businesses with clear trading history (minimum 12 months ABN)
- New venue fit-outs with experienced operators
- Venues expanding or refurbishing
- Catering and food service businesses
- Businesses refinancing existing equipment loans
Not Suitable For:
- •First-time venue operators with no hospitality experience and no trading history
- •Businesses with unresolved tax debt or defaults
- •Equipment in poor condition or with unclear warranty
- •Personal or non-commercial equipment purchases
If you are unsure whether your business or equipment qualifies, complete the eligibility check. It takes 3 minutes and provides a clear answer.
SEQ Equipment Finance Specialists
We are based in Milton, Brisbane, and work extensively with South East Queensland hospitality businesses. We understand SEQ hospitality operations. Restaurants, cafes, bars, hotels, function centres, catering businesses. We know what lenders assess when evaluating hospitality equipment finance applications.
Experience Matters:
Our principal has structured finance for commercial kitchens, complete venue fit-outs, POS systems, coffee machines and specialty hospitality equipment. From single equipment purchases to multi-venue expansions. We have seen the complex deals, the new venue fit-outs, and the equipment packages that require specialist lenders.
Why Local Expertise Matters:
Hospitality equipment finance requires understanding of the regional hospitality industry, equipment markets, venue operations, and lender appetite. SEQ-based finance specialists position your application for faster approval and better terms.
Next Step
Complete the fast eligibility check now. It takes 3 minutes, provides a clear answer, and starts your application if you choose to proceed.
No obligation. No pressure. Just clarity.