Commercial Truck & Trailer Finance in South East Queensland
Fast approvals for trucks, semi-trailers, tippers, refrigerated units and prime movers. Milton-based commercial finance specialists serving SEQ transport and logistics businesses.
For: Transport operators, logistics businesses, construction companies and owner-drivers financing commercial trucks and trailers.
Banks delay approvals on high-value transport assets. Opportunities pass. Your business needs the truck on the road, not sitting in finance limbo.
Fast eligibility checks. Expert structuring for transport assets. Secure mobile document upload. Approvals in hours when information is complete.
Check Your Eligibility Now →Why SEQ Businesses Choose Us for Equipment Finance
We structure equipment finance properly from day one. Right lender, right product, right assessment. That means faster decisions and better terms.
What We Finance:
- Prime movers and semi-trailers
- Rigid trucks and tippers
- Refrigerated trucks and trailers
- Curtain-siders and flat-tops
- Pantech trucks and vans
- Tow trucks and car carriers
- Light trucks and tippers
- New and used commercial transport assets
Typical Approval Time: 24 to 48 hours when complete information is provided.
Start Your Application →How Equipment Finance Actually Works
Quick Eligibility Check
Answer a few questions about your business and the truck or trailer. Takes 3 minutes. Obligation-free.
Secure Document Upload
You receive a unique upload link. Use your phone. Upload directly. Bank statements, financials, ABN details, asset details. Done in minutes.
Fast Assessment
We match your business and asset to the right lender. Most decisions within 24 to 48 hours.
Approval & Settlement
Approval confirmed. Finance documents issued. Truck or trailer delivered.
Common Delays (And How We Avoid Them)
Delay 1: Asset Age or Condition Issues
Lenders assess trucks and trailers differently based on age, kilometres, and condition. Older or high-kilometre assets require specialist lenders. We know which lenders accept what, and structure accordingly.
Delay 2: Insufficient Trading History or Cash Flow
Transport assets are high value. Lenders want clear evidence of trading performance and cash flow capacity. We position your application to demonstrate serviceability clearly.
Delay 3: Wrong Finance Structure
Chattel mortgage, hire purchase, or lease. Each has different tax, GST and ownership implications. The wrong structure creates problems. We structure correctly from the outset.
Delay 4: Interstate or Long-Haul Considerations
If your trucks operate interstate, lenders assess risk differently. We work with lenders experienced in national transport operations.
Who This Suits
This service is designed for:
Suitable For:
- Established transport and logistics businesses
- Owner-drivers with clear trading history (minimum 12 months ABN)
- Construction and civil businesses requiring tippers and rigids
- Companies expanding their fleet
- Businesses refinancing existing truck loans
Not Suitable For:
- •Start-up transport businesses with no trading history
- •Businesses with unresolved tax debt or defaults
- •Trucks or trailers in poor mechanical condition
- •Personal or non-commercial vehicle purchases
If you are unsure whether your business or equipment qualifies, complete the eligibility check. It takes 3 minutes and provides a clear answer.
SEQ Equipment Finance Specialists
We are based in Milton, Brisbane, and work extensively with South East Queensland transport, logistics and construction businesses. We understand the SEQ transport industry. Owner-drivers, small fleets, civil contractors, logistics operators. We know what lenders assess when evaluating truck and trailer finance applications.
Experience Matters:
Our principal has structured finance for prime movers, semi-trailers, tippers, refrigerated units, and specialty transport assets. From single truck purchases to multi-unit fleet expansion. We have seen the complex deals and the edge cases.
Why Local Expertise Matters:
Transport finance requires understanding of the regional industry, asset markets, and lender appetite. SEQ-based finance specialists position your application for faster approval and better terms.
Next Step
Complete the fast eligibility check now. It takes 3 minutes, provides a clear answer, and starts your application if you choose to proceed.
No obligation. No pressure. Just clarity.