We can connect you with a trusted residential mortgage broker.
loan-o does not provide residential mortgage broking directly. What we can do is introduce you to experienced mortgage professionals from our trusted partner network - people who specialise in residential lending and can discuss your circumstances, lending options and next steps with you directly.
Clear from the start: loan-o facilitates the introduction or recommendation. The residential mortgage specialist provides the mortgage broking service and discusses lending options with you directly.
We can connect you with a residential mortgage broker who specialises in your situation.
Recommend a specialist
We can recommend a residential mortgage broker from our professional network who has experience relevant to your situation - whether that is a first home purchase, a refinance or an investment property.
What a recommendation looks like
Once you enquire, we review the details and make a personal introduction to a suitable broker. We do not use an automated matching tool - a real person at loan-o handles every enquiry.
Help you start the right conversation
The right mortgage broker can help you understand your borrowing power, the available lender options, and what the process looks like from here.
What loan-o does not do
loan-o does not provide residential mortgage broking, approve loans, set rates or guarantee any lending outcome. Our role is the introduction. The residential mortgage specialist takes it from there.
From first homes to investment properties - there's a specialist for your situation.
Buying your first home
We can connect you with a residential mortgage broker who may be able to help you understand your borrowing power, deposit options and the path to pre-approval.
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Purchasing a new property
Whether upgrading, downsizing or buying an additional property, we can introduce you to a broker experienced in residential purchase finance.
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Refinancing an existing home loan
If you are looking to review your current home loan, we can refer you to a broker who specialises in refinancing and can compare options from multiple lenders.
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Investment property finance
Looking to purchase an investment property? We can connect you with a broker who understands residential investment lending and can discuss your options.
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Reviewing your mortgage
If it has been a while since you reviewed your home loan, a residential mortgage broker may be able to assess whether better options exist for your circumstances.
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Not sure where to start
Even if you are still exploring your options, we can point you towards a trusted residential mortgage broker who can talk through what may be possible for your situation.
Connect me with a broker →Three steps from enquiry to specialist.
You don't need to know which broker to approach or how to explain your situation. Tell us what you are looking for and we will take it from there.
Step 1
Tell us what you need
Complete a short enquiry and let us know what type of residential mortgage assistance you are looking for. No obligation, no credit check to enquire.
Step 2
We connect you with a specialist
We recommend or introduce you to a trusted residential mortgage broker from our professional network who has experience with your type of situation.
Step 3
Your broker takes it from there
The residential mortgage specialist will discuss your circumstances, available lending options and next steps directly with you.
loan-o facilitates the introduction only. The residential mortgage specialist discusses your lending options and manages the process directly with you.
What it helps to know before your first conversation.
You don't need to have everything sorted before reaching out. But a broker can have a more useful first conversation with you if you have thought about a few of these:
- First goal - Buying a home, refinancing or investing
- Location - State and general area you are looking in
- Budget and borrowing capacity - A rough sense of what you can spend
- Adding occupants - Whether it is a sole or joint application
- Repayment style - Principal and interest, or interest only
- Equity - If refinancing, a rough idea of your property value
- Property type to buy - House, apartment, land or something else
- Manage it now or later - If you are not quite ready, that is fine too
A recommendation from someone who knows the broker.
There is no shortage of mortgage brokers in Australia. The question is which one is right for your purpose and situation. loan-o can make a recommendation from our existing professional network - not a cold referral from a directory.
01
Residential lending specialists, not generalists
The brokers we connect you with focus on residential mortgage lending. They are not general finance brokers who handle everything - they know residential lending well.
02
City-by-city, not a national directory
We make personal introductions from our existing professional network. We know the brokers we refer. They are not pulled from a database of strangers.
03
We don't guarantee rates or outcomes
loan-o is honest about what the introduction can and cannot deliver. We will not promise an approval, a rate or a lender. That is the broker's conversation to have with you.
04
We don't provide residential mortgage advice
loan-o facilitates the introduction only. The residential mortgage specialist you are connected with provides the broking service and any advice about your situation.
A Brisbane-based team. A national network of residential mortgage specialists.
loan-o is based in Brisbane and works with finance professionals through an established industry network. For residential mortgage enquiries, we can connect you with mortgage specialists who may be closer to your location and needs.
We also work with a credit assistance network of residential mortgage specialists. This means we are not limited by geography when it comes to making the right introduction for your situation.
Questions about residential mortgage referrals, answered directly.
Can't see yours? Ask us directly →
No. loan-o is a finance broker that specialises in business, equipment and consumer finance. For residential mortgages, loan-o's role is to facilitate an introduction or recommendation to a trusted residential mortgage broker from our professional partner network. The residential mortgage specialist provides the broking service directly.
You will work directly with the residential mortgage broker we introduce you to. They are independent specialists, not loan-o staff. Once the introduction is made, your relationship and the mortgage process is between you and your broker.
There is no charge from loan-o for making the introduction. The residential mortgage broker you are connected with will explain their own process, fees and how they are remunerated, before any work begins.
Submitting an enquiry with loan-o is not the same as lodging a credit application. Your contact details are only passed to a broker with your consent, and a formal credit application is a separate step that happens with the lender, not at this stage.
No. loan-o cannot guarantee approval, a specific rate or any lending outcome. The residential mortgage broker we connect you with can discuss your circumstances and the options that may be available, but final approval decisions rest with the lender.
That is fine. You do not need to have everything figured out before enquiring. Tell us roughly what you are trying to achieve and we will connect you with a broker who can help you understand your options.
No. loan-o introduces you to a residential mortgage broker, not directly to a lender. The broker you are connected with will discuss available lender options based on your circumstances. We do not recommend or endorse specific lenders.
Looking for a residential mortgage broker?
Tell us what you are looking for and we will help connect you with a trusted residential mortgage specialist from our professional network.
After you enquire, we will review the details and introduce you to a suitable residential mortgage broker. Your details will not be passed to anyone without your consent.
Thinking about rolling credit card or personal debt into your home loan?
See how refinancing to consolidate debt works →loan-o (B.K Brokers Pty Ltd, Credit Representative 550800) is authorised under Australian Credit Licence 384428 held by COG Compliance Services Pty Ltd. loan-o does not provide residential mortgage broking directly. For residential mortgages, loan-o's role is the introduction or recommendation to a residential mortgage specialist. The specialist provides the broking service. loan-o does not guarantee approval, interest rates or any lending outcome. Your contact details will only be passed to a third party broker with your explicit consent. Credit Guide