Debt Consolidation Calculator
See your debts as one repayment.
Add what you currently owe, then adjust the consolidated rate and term to find a repayment that works for you. Continue when you're ready and we'll carry it all across, with no re-typing.
001 / Your current debts
DebtBalanceRepaymentFrequency
$
$
$
$
$
$
002 / Your consolidated option
11.9%
5%20%
5 years
1 yr7 yrs
One consolidated repayment
$0
per month
Now · combined repayments$0
Total debt consolidated$0
New single repayment$0
Continue to Get Sorted →
Indicative only - not a quote or offer of finance. Consolidating may extend the term and increase total interest paid. Subject to lender criteria.
This tool estimates a single repayment based on the balances you enter and assumes a fixed rate over the full term. It doesn't include fees, charges or break costs, and a lower monthly repayment over a longer term can mean more interest paid overall. It's general information, not financial advice. A loan-o specialist will review your situation and explain the real trade-offs.