See what a business vehicle could cost you.
A business vehicle finance calculator estimates the repayment on a ute, van, car or truck bought for your business from the vehicle price, your deposit or trade-in, the term, the interest rate and any balloon. It shows the total interest too, and what a balloon changes. It gives an estimate only, not a quote.
Ask your accountant how GST, depreciation and the car limit apply to your vehicle.
Example figures are filled in. Replace them with your own.
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Estimate only and not a quote or offer of finance. Actual rates and repayments depend on the lender, the vehicle and your situation. Subject to lender criteria.
This calculator provides a general estimate based on the figures you enter and assumes equal repayments at a fixed rate over the full term, with any balloon paid at the end. It does not include fees, charges, GST, depreciation or tax effects, and it is not financial advice. Speak with a loan-o specialist for options based on your real situation, and with your accountant about tax.
Yes. It estimates repayments on a vehicle bought for your business, such as a ute, van, car or truck. Business vehicle finance is often arranged as a chattel mortgage, but the structure that suits you depends on your business and the vehicle.
A balloon (or residual) is a lump sum left owing at the end of the term. It lowers your regular repayment, but you still owe it at the end and interest is charged on it, so it usually raises the total cost of the loan.
No. It works from the price you enter, including GST, and it does not calculate any GST claim, depreciation or tax deduction. How GST, depreciation and the car limit apply depends on your business and the vehicle, so ask your accountant.
It depends on the lender, the vehicle and your business. Some lenders will finance the full price, and a deposit or trade-in lowers the amount financed and can widen your options. A loan-o specialist can tell you what may suit your situation.
No. It is an estimate only and not a quote or offer of finance. The rate is an example you can change, not a loan-o rate. Actual rates and repayments depend on the lender, the vehicle and your situation.