Equipment finance & business finance broker in Brisbane.
loan-o is a Greater Brisbane business finance broker helping local tradies, transport operators, earthmovers, farmers and SMEs compare equipment finance, ute finance, truck finance and business loans across 50+ lenders. From the Northside to the Southside, Ipswich to Moreton Bay - we understand how Brisbane businesses earn and structure finance around how your business actually operates.
Whatever your business runs on.
Vehicles & Utes
Work utes, vans and 4x4s. New and used.
Get a quote →Equipment & Plant
Excavators, tools, machinery and fit-outs.
Get a quote →Equipment finance for Brisbane businesses.
Equipment finance spreads the cost of a truck, ute or machine over its working life, with the asset itself usually securing the loan. From our office in Milton we compare chattel mortgages, finance leases and business loans across 50+ bank and non-bank lenders for businesses right across Greater Brisbane.
Truck & transport finance
Prime movers, rigids, tippers and trailers for owner-drivers and fleets servicing the Port of Brisbane, the TradeCoast and the freight hubs around Acacia Ridge and Larapinta. Lenders weigh your contracts and time in the industry as much as the truck, so we match term and balloon to how your freight pays.
Truck & trailer finance →Ute & van finance for tradies
Work utes, vans and 4WDs for electricians, plumbers, builders and other trades, whether you are a sole trader or a company. A chattel mortgage is the most common structure; GST-registered businesses may be able to claim the GST on the purchase price - check with your accountant.
Ute & vehicle finance →Earthmoving & machinery finance
Excavators, loaders, skid steers, CNC machines and workshop equipment for civil, construction and manufacturing businesses working on Brisbane's infrastructure and housing pipeline. New and used, from dealers, auctions or private sale.
Earthmoving & machinery finance →Business loans & cash flow
When the need is working capital rather than an asset - stock, wages, a second site or a fit-out - we compare secured and unsecured business loans, lines of credit and invoice finance for Brisbane SMEs.
Business loan broker in Brisbane →Why Brisbane businesses choose loan-o.
Deep Brisbane market knowledge
The ABS counted 145,916 businesses in the City of Brisbane at 30 June 2025 (Data by region). Professional, scientific and technical services is the largest industry with 26,208, followed by rental, hiring and real estate services (19,638), construction (18,377), health care and social assistance (15,180) and transport, postal and warehousing (12,139). We work with Greater Brisbane businesses every day, from tradies on the Northside and in Logan to transport operators at the port and SMEs throughout the CBD and surrounds.
50+ lenders compared for your situation
We compare bank and non-bank lenders across Australia and structure equipment finance, ute finance, truck finance and business loans around how your Brisbane business actually earns - no single-lender bias, no one-size-fits-all approach.
We handle the process end to end
From the first conversation through to settlement - we compare lenders, manage the paperwork, handle lender communication and keep you informed throughout. You run the business; we sort the finance.
Thank you just simply does not feel like it is enough for the support Guy and Joss gave me through this process. The communication and follow up was amazing. This was all new for me and they made things happen within days! I highly recommend Guy and his team for all your broker needs! Much appreciation JennJenn N · Google review
Brisbane equipment finance questions, answered plainly.
Got a different question? Call 1300 156 266 →
Our office is at Suite 1.01, 303 Coronation Drive, Milton QLD 4064, a few minutes from the CBD and Toowong. We work with clients by phone and online, so you can get started quickly; call 1300 156 266 to talk through your situation.
No. We are based in Brisbane and work with businesses across Greater Brisbane - including Ipswich, Logan, Redlands and Moreton Bay - and elsewhere in Australia. Most of our lenders operate nationally.
Often, yes, but it narrows the lender panel. Lenders look at how long your ABN has been registered, your driving and industry experience, your credit history, any contracts in place, the age of the truck and whether there is a deposit or trade-in. We match you to lenders that work with newer operators.
Yes. Sole traders commonly use a chattel mortgage for a work ute or van, the same as companies. Lenders will look at your ABN history, credit file and how the vehicle is used in the business.
If your bank has already offered a competitive, well-structured deal, going direct can be fine. A broker adds most value when the asset is specialised or used, your business is newer or seasonal, or you want a structure your bank does not offer - and a good broker will include your bank in the comparison.
Often, depending on age, condition and the seller. Older assets and private sales usually need a few extra checks, such as an invoice from the seller, a PPSR search to confirm there is no money owing, and sometimes an inspection or valuation.
In most cases, no. Brokers are typically paid a commission by the lender once the loan settles. If a brokerage fee applies in your situation, it must be disclosed to you in a Credit Quote before you apply, and it is only payable if your loan settles.
Also serving nearby: Ipswich & Logan · Moreton Bay · Gold Coast · Sunshine Coast · Toowoomba
Get expert Brisbane business finance advice today.
Tell us a little about your situation and a loan-o specialist will be in touch. No obligation, no pressure.
- A real specialist reviews your details
- We compare 50+ lenders for your situation
- Plain-language guidance, every step