The offer. Eligible customers who send all required documents within 24 hours of their enquiry and settle their finance within the offer window pay no loan-o origination fee. Campaign reference around 27 November 2026. Promotion period: from the date these terms are published to 11:59 pm AEST on 28 November 2026. The enquiry must be made inside the promotion period; settlement may fall after it, provided it is inside the offer window.
Offer window. 7 calendar days, starting when loan-o receives your enquiry. All required documents must reach loan-o within 24 hours of the enquiry, and settlement must occur inside the window.
What is waived. loan-o's own origination fee only. Lender fees, government charges, valuation and search fees, insurance and any other third-party costs still apply.
Eligible products. All loan-o finance products, with no minimum loan amount. Applications must be genuine and are subject to lender approval.
Approval. All finance is subject to lender approval and credit criteria. loan-o does not guarantee approval, terms or settlement.
Delays outside your control. If a lender, seller or valuer causes a delay after you have provided all required documents, loan-o may extend the window in writing at its discretion. Delays caused by missing or late documents are not extended.
Verification. The fee is waived only after loan-o confirms that all documents were received and settlement occurred inside the window. Submitting an online enquiry does not confirm eligibility.
Combining offers. The offer cannot be combined with another loan-o promotion or fee discount.
Changes. loan-o may withdraw or change the offer. Where loan-o has already received your enquiry, the terms in force at that time still apply to that application.
Privacy. Your details are used to respond to your enquiry. See our privacy policy.