Fast Finance for Queenslanders

Business loans, equipment finance, personal loans, car loans, and debt consolidation. Local specialists who understand SEQ. Get sorted in 24-48 hours.

24-48hr Responses Credit Score Protection 55+ Lenders 5-Star Google Reviews
Brisbane
Gold Coast
Sunshine Coast
Ipswich
Toowoomba
Gympie
Brisbane
Gold Coast
Sunshine Coast
Ipswich
Toowoomba
Gympie
Brisbane
Gold Coast
Sunshine Coast
Ipswich
Toowoomba
Gympie

Life in Queensland
takes grit.

Whether you're running a business or managing a household, South East Queensland moves fast. You need finance partners who understand the pace, the pressure, and the opportunities here.

loan-o exists for one purpose:

Help Queenslanders get the right funding sorted without the run-around.

No Corporate Jargon

Plain English. Real conversations. Finance explained simply.

No Long Waits

24-48 hour decisions, not weeks. Your business moves fast, so do we.

Just Practical Solutions

Finance that fits your situation, not a one-size-fits-all product.

Practical finance solutions delivered by people who know the region and the industries that keep it moving.

Start My Application

Why Queenslanders Choose loan-o

Local SEQ Specialists

We focus on SEQ. That means local knowledge, faster turnarounds, and finance that aligns with how businesses here operate. Milton-based, serving Brisbane to Gympie.

Solutions for Real People

From business owners and tradies to families managing cost of living and consolidating debt—we're built for the people who keep SEQ moving.

Fast Approvals (24-48 Hours)

Not weeks. You'll always know where your application stands, what documents you need, and what your real options are.

55+ Lender Panel

We compare lenders, rates, and loan structures to match you with the right fit, without you doing the legwork.

Credit Score Protection

We don't hit your credit file until you're sure you want to proceed. Your score stays protected while we shop around.

5-Star Google Reviews

Real SEQ residents and business owners trust us. Check our reviews. We let our clients do the talking.

BUSINESS FINANCE

Finance That Keeps Your Business Moving

Fast business loans, equipment finance, and lines of credit for SEQ businesses across all industries.

Low-Doc Business Finance to $300,000

Young business? No full financials? We've got you covered.

1 year ABN
6 months GST registration
500+ credit score
10% deposit (non-homeowners)

Perfect for young and growing businesses that need to move now, not in weeks.

Check My Eligibility →

Business Loans

Funding for growth, cash flow, working capital, and expansion. Short-term, long-term, and low-doc options. $20k to $1M+.

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Equipment Finance

Finance for vehicles, machinery, earthmoving, transport, agricultural, and commercial equipment. $10k to $2M+.

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Line of Credit

Flexible access to funds for ongoing cash flow management. Draw when needed, repay when you can. $20k to $500k.

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CONSUMER FINANCE

Finance That Makes Life Easier

Personal loans, car finance, and debt consolidation for SEQ residents managing cost of living and life's big expenses.

Personal Loans

Finance for debt consolidation, home improvements, medical expenses, weddings, holidays, or any personal need. $3k to $50k+.

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Car Loans

Competitive rates for new and used vehicles. Dealer or private sale. $5k to $150k+

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Debt Consolidation

Simplify your finances. One loan, one repayment, lower interest. Save thousands in interest costs possibly.

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EQUIPMENT FINANCE BY TYPE

What We Finance

Vehicles & Utes

Work utes, vans, 4x4s. New and used.

Get a Quote →

Trucks & Trailers

Light trucks, semi-trailers, tippers, refrigerated, prime movers.

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Earthmoving & Construction

Excavators, loaders, skid steers, compactors and more...

Get a Quote →

Agricultural Equipment

Tractors, harvesters, implements, GPS tech and more...

Get a Quote →

Workshop Plant & Tools

Welders, lathes, compressors, lifts, CNC and more...

Get a Quote →

Forklifts & Warehousing

Forklifts, reach trucks, pallet jacks and more...

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Medical & IT Equipment

Medical imaging, dental chairs, IT infrastructure and more...

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Hospitality Fit-outs

Commercial kitchens, cool rooms, POS systems and more...

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What Our Clients Say

5.0Stars

Serving All of South East Queensland

Brisbane

CBD, Inner suburbs, Greater Brisbane

Gold Coast

Coolangatta to Coomera

Sunshine Coast

Caloundra to Noosa

Ipswich & West

Ipswich, Springfield, Lockyer Valley

Toowoomba

Toowoomba & Darling Downs

Gympie Region

Gympie & surrounding areas

Scenic Rim

Beaudesert, Boonah, Tamborine

Northern Rivers

Byron, Ballina, Lismore

How loan-o Works

Simple process, fast results

01

Tell us what you need

A quick set of questions gives us everything required to point you in the right direction.

02

Docs & Consent

Sign the privacy consent and upload the docs we require via your own private secure link. We protect your privacy, personal data and credit score.

03

We compare for you

You see options that match your industry, tenure, cash flow and credit profile.

04

You choose

We explain the pros, cons and total cost. No pressure.

05

Get sorted

We handle the paperwork and guide you through to settlement.

Ready to get your finances sorted?

Fast approvals | Credit score protection | Local SEQ specialists

Industries We Specialise In

Business

Construction & Trades
Transport & Logistics
Earthmoving & Civil
Agriculture & Farming
Hospitality & Food
Manufacturing
Professional Services
Retail & Wholesale
Healthcare & Medical
Automotive
Mining Services
Technology

Consumer

Families managing cost of living
Healthcare workers
Teachers & educators
Tradies & contractors
FIFO workers
First-time car buyers
Debt consolidation seekers
Emergency Services

Visit Our Milton Office

Contact Details

Address

303 Coronation Drive
Milton QLD 4064

Opening Hours

Monday - Friday: 8:30 - 5:30
Saturday - Sunday: Closed

Frequently Asked Questions

5-Star Reviews

Trusted by Queenslanders

ASIC-Regulated

Licensed credit assistance professionals

55+ Lenders

One place to compare and get sorted

Fast Turnarounds

24-48 hour responses

Ready to get your finances sorted?

Fast approvals | Credit score protection | Local SEQ specialists

Credit assistance is provided under Australian regulations. Eligibility, terms and approvals are subject to lender assessment and lending criteria. B.K Brokers Pty Ltd ABN 40 669 144 218 trading as loan-o is a Credit Representative (550800) of Platform Auto Finance Pty Ltd ACL 444332. Member of FBAA and AFCA.